Bookkeeping for Massachusetts contractors.

• Tax and entity context

  Massachusetts applies a flat personal income tax rate with an additional surtax on income above a high threshold, so owners taking large distributions in a single year should plan the timing deliberately.

• Season and demand

  Cold winters with heavy heating demand and a modest cooling season. Coastal weather and freeze-thaw cycles drive both roofing repair and emergency plumbing work.

• The market

  Some of the oldest housing stock in the country, which means retrofit work, unpredictable conditions behind the wall, and a high proportion of change orders. Labour costs are high and licensing requirements are strict, both of which push up the cost of getting job costing wrong.

We work with contractors across Massachusetts, including Boston, Worcester, Springfield, Cambridge and Lowell. Everything runs remotely and through scheduled calls, so where you are in the state makes no difference to how quickly you get answers.

• HVAC

  I was doing books at the kitchen table at 11 at night after a full day of service calls. My wife finally told me it wasn't sustainable. First month ADB took over, they found $12,000 in expenses I'd never categorized right — parts, fuel, the works. I got my evenings back and I found out I'd been underpricing my maintenance agreements for two years.

• HVAC

  In summer we're drowning, in winter we're wondering where the money went. Nobody I'd worked with before understood that rhythm. These guys built the books so I can actually see what my slow months cost me, and now I plan for them instead of panicking in February.

• HVAC

  Honestly I said yes because the first month was free and I figured I'd get what I paid for. Then I got the report back and it was cleaner than anything my last bookkeeper sent me in 5 years. I signed on the same week.

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