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Glossary

Progress billing

Also called: progress payments · pay application · schedule of values

Progress billing is invoicing a job in stages as the work is completed, rather than billing the full amount at the end.

On larger jobs the contract usually includes a schedule of values — the contract broken into line items — and each bill claims a percentage complete against each line. On residential work, progress payments are more often tied to visible milestones, such as rough-in passed or cabinets set.

Billing on progress keeps a long job from being financed out of your own account. It also means that what you have billed and what you have earned drift apart, which is exactly what a work-in-progress schedule measures.

Why it matters to a contractor

A job billed only at completion is a job you pay for up front — materials, subs and payroll for weeks before any money comes in. Progress billing is what keeps long jobs cash-positive.

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